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When water freezes in an outdoor faucet or hose bib, as it is often called, it expands and can put enough pressure on the pipe to split it open.

Did you ever fall off a ladder? I have, several times, and I can tell you it is not fun. Nor am I unique. In the U.S. more than 500,000 people a year are treated for ladder related injuries, and that number does not include people who suffered injuries but did not go to a [...]